Looking to raise cash in a hurry? You could be sitting on a pile of cash without even knowing it!

Gold is currently in popular demand because of the current economic situation and people are turning away from cash. Because of this, there are now quite a few companies who will purchase your unwanted gold from you for cash and you can walk away with a nice little sum.

If you have any old gold, or even silver, jewellery lurking around the house, you could be in for a small windfall. It doesn’t matter what state the jewellery is in – it can be broken, damaged beyond repair, old and battered, in fact in any condition. The companies that specialise in buying gold are only interested in the weight of the gold and pay you based upon that factor, not it’s condition.

So how do you go about getting cash 4 gold in Herne Bay?

1) Find all of the gold that you have that you no longer want. You can sell anything that you like. Bracelets, watches, old rings, earrings, necklaces, coins, whatever. As mentioned before, it can even be broken or damaged.

2) Check the gold type. Gold usually has a hallmark on it, a small imprint giving the purity of the gold i.e. 9 carat, 18 carat etc.

3) Check out a few companies to see who gives the best value per gram of gold. Prices can vary dramatically and some pay considerably more than others.

4) Make sure that the company that you are dealing with is reputable. Check that they really exist. Give them a call if possible and check how they operate. You ideally want a quotation for your gold first before you accept any money. You may find you get a good price from your local jeweller!

5) You can either mail your gold to a company, visit a ‘cash for gold’ conference or party, or visit a local store which has the facility. If you are mailing your gold, make sure that you send it by insured or special delivery. Most reputable companies often refund your postage costs.

6) Once the company has your gold, they will value it and give a quotation of its worth to you. You can either refuse the quote and ask for your gold back. If this is the case, the company should post your gold back to you at their cost. If you accept the offer, you will be sent a cheque. Happy days!

If you cannot find any gold or silver that you are willing to part with but still need cash in a hurry, you could look at getting one of the payday loans on offer. These short term loans can tide you over until your next paycheck.payday loans can cater for short term requirements, whereas for longer term requirements, personal loans would be more suitable.